SAMPLE BANK LETTER
                    Written on bank's letterhead, addressed 
                      to Stouffer's Auction Co., Inc.
                    
                    "Bank Name" will 
                      guarantee payment on "check#____" 
                      
                      
                      written by "Customer Name(s)**" 
                      on "Account Number" 
                      
                      for the sum 
                      of $**,000 .00 for the purposes of making 
                      
                      
                      purchases at your                       (date) auction. 
                      
                      "Customer Name(s)**" 
                      understands that NO STOP 
                      
                      PAYMENT ORDERS will be placed or honored on these 
                      funds.
                    **Include all names on account.
                      Amount needs to be the exact monies needed for down money 
                    for auction
                    
                    Signed by Bank Officer, include title, bank 
                      branch and phone number.
                      Signature of Bank Official must 
                      be notarized!